Ghost Pay provides payment solutions purpose-built for peptide companies operating in high-risk, highly scrutinized environments. We support research-use-only peptide brands, suppliers, and distributors that require stable processing, transparent underwriting, and long-term account durability.

Peptide businesses face unique challenges that traditional processors often misunderstand — from heightened bank scrutiny and restricted card-brand tolerance to strict labeling, fulfillment, and refund expectations. At Ghost Pay, we structure accounts correctly from day one by aligning merchant classification, sales channels, and operational workflows with acquiring-bank requirements. This reduces the risk of sudden account shutdowns, rolling reserves, or surprise underwriting reversals.

Our peptide merchant services are designed for businesses that prioritize compliance and sustainability. We work closely with merchants that use FDA-registered or compliant partners, maintain clear research-use-only positioning, and operate with transparent customer policies. By proactively addressing risk factors such as chargeback exposure, delivery confirmation, and transaction monitoring, we help peptide merchants process payments with confidence.